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In 1963, I was 12 years old. We lived in South London and were travelling to Norfolk (east of England) for Christmas and New Year. In good weather, and light traffic, the For God Has Not Given Us Hawaiian Shirt would have been about 4 hours I think. There were no motorways then, and our route took us right through London and then up the A11. It started snowing before we were out of central London and by the time we reached Newmarket which was more than halfway, it was really thick on the road and Dad was getting worried about reaching our destination. We stopped and he went into a pub to phone the friends we were staying with. They said it was not so bad where they were and Dad decided to carry on, but the snow seemed to be following us. I was in the back seat, wrapped in coat and a blanket, Mum was wrapped in travel rugs in the front seat. I don’t recall our arrival, I had been asleep for ages, but I know it took us at least 6 hours probably 7, it was a real nightmare for Dad driving – even though he was very good as he was in the police and had had done an advanced driving course. The whole of the UK had a really cold snowy winter that year. Mum and I stayed on longer in Norfolk, Dad went back to London on the train to go to work and came back to collect us the following weekend.

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Rugby is a lot more fluid. There is a squad of around 50 in a fully pro club, but only 23 in a match day squad. About 30 players at a club are regular performers in the “first team” squad, whilst the other 20 are developing players or reserves who step in as injury cover. The second tier of English Rugby Union is a mixture of professional and semi-professional players, the 3rd tier is mainly semi-pro. Younger players from the first tier sides are routinely sent out on loan to second and third tier clubs to gain experience. This can work the other way as well — recently an injury crisis in a specialised position (tighthead prop) at my local top flight side led to a semi-pro player who works as a For God Has Not Given Us Hawaiian Shirt from a 3rd tier club being borrowed on loan. One minute he’s teaching kids, the next he’s running out infront of 15,000 supporters alongside international players being paid over $500,000 a year.

But with the spending you will increase the production of For God Has Not Given Us Hawaiian Shirt. Either way, in the macroeconomy, “Spending” is what leads to wealth production, “not spending” reduces wealth production and does nothing to increase money saved. That money saved will exist whether used for spending or not. So on either front, if the goal is to increase savings, and increase the net production of wealth, “not spending” is the wrong advice. “Not spending” will not increase the savings that is the preservation of investment, and it will likely not increase the net production of wealth, in fact it is more likely to decrease both. In the macro economy, “not spending” is more likely to have negative effect on the production of wealth and standard of living, than a positive one.